REAL LIFE.
REAL STORIES.
REAL SUCCESS.

One Woman’s Path from a Struggling Single Mom to a Successful Real Estate Investor with Owner Finance Academy

Overview

A frightened, struggling mother who decided to end an unhealthy marriage after 25 years found herself without a safe home or a sufficient income to raise her children. She met the founder of Owner Finance Academy (OFA), who helped her purchase her first home. Her success story didn’t end there. She became more than a homebuyer client — with Owner Finance Academy’s guidance, she blazed a path to prosperity and is now an essential member of the OFA team.

Challenge

Margarita, a mother of two children, took a brave step and ended a toxic relationship — even though this meant she would become a single mother and the family breadwinner. Margarita, who is Hispanic, feared that her English skills weren’t strong enough for her to find a decent-paying job or navigate the complicated process of buying a home. She also lacked the credit to secure a traditional mortgage.

Margarita was under tremendous stress and pressure to find a way to take care of her family. Margarita wasn’t afraid of challenges, but her natural timidity, combined with her worries over her English skills, made most opportunities seem too daunting or unattainable.

Approach

Margarita’s niece had successfully purchased her first home with help from Owner Finance Academy’s founder, Grant Trevithick. Owner Finance Academy (OFA) and its sister company, Owner Finance Homes (OFH), help homebuyers and sellers get out from under difficult circumstances with win-win real estate transactions. With Grant’s expert guidance and support, Margarita bought her first home. However, their relationship didn’t end there.

During the homebuying process, members of the OFA team befriended Margarita. They quickly recognized that Margarita possessed untapped abilities and could achieve far more than homeownership. Margarita’s mother had owned property in Mexico and had always told her that real estate was the safest investment because it provided security that other investments couldn’t. With the team’s encouragement, Margarita began working in Owner Finance Academy’s office to start learning about the business.

OFA leadership took it a step further and encouraged Margarita to attend one of the company’s real estate investing courses. At first, Margarita felt intimidated and didn’t think she could ever become a real estate investor — however, she knew finding financial stability for herself and her family was crucial, so she attended the course.

Solution

Once Margarita completed OFA’s investing course, Margarita felt encouraged but overwhelmed. The team continued to boost Margarita’s confidence and invited Margarita to shadow them during real estate showings and various other business and marketing activities. Margarita quickly learned OFA’s core values, set by OFA’s founder and leaders:

Absolute Honesty and Integrity

The real estate business is notorious for dishonesty and a lack of integrity. Unscrupulous investors, sellers, buyers, agents, inspectors, lenders and contractors often let greed drive their actions. They may fail to disclose important details or downplay their significance.

• OFA operates with absolute honesty and integrity and strives to provide transparency in every transaction.

Every Transaction Must be a “Win” for Every Party Involved
Often, due to job loss, illness or other unfortunate life event, many homeowners find themselves unable to pay their mortgages. They risk ruining their credit — or worse, losing their homes. They often must sell their homes quickly but may not be able to sell at a desirable price.

Many people who want to buy a home can’t secure an affordable loan from a financial institution. For them, the stability and security of homeownership are out of reach. Unfortunately, there are plenty of immoral, predatory people willing to take advantage of these distressed sellers and buyers.

• Every transaction that OFA is involved in must benefit the seller, buyer, investor, lender and anyone else who may be affected. OFA never takes advantage of anyone and will quickly walk away from any deal that does not serve all parties' best interests — even if it means OFA will lose money in the process.
• OFA’s leadership also passionately believes in supporting the less fortunate in the community and donates the first 10 percent of all company profits to local charities.

Results

The OFA team had been mentoring Margarita for about four months when one member was scheduled to show a home to a potential buyer. The member had a schedule conflict and encouraged Margarita to show the property instead. Armed with the knowledge she had learned, including OFA’s core values, Margarita successfully handled the showing — and sold the home using OFA’s owner financing system. Again, Margarita’s journey to prosperity didn’t end there.

Margarita worked relentlessly to become more knowledgeable. Soon, Margarita became an essential member of OFA’s team through its partnership program. Her honesty and integrity resonated with people, and she developed a network of people who trusted her enough to recommend her services to their friends and families. For example, Margarita helped one family become first-time homeowners and within less than a year, the family’s extended members purchased three more homes.

Margarita has earned recognition and awards for her success, including a recent accolade for “More than $1 Million in Sales in 2019.”

Margarita is enjoying more than the stability and security of homeownership and financial success — like OFA’s founders and leaders, the opportunity to help others out of desperate situations supersedes the satisfaction of financial success. Margarita thoroughly enjoys meeting people, hearing their individual stories and giving them hope for the future.

When she’s not meeting with homebuyers, sellers and investors, Margarita plays a vital role for the OFA and OFH teams. She organizes the massive amount of paperwork generated by real estate transactions— and she assumes the crucial responsibility of ensuring every OFH property is sufficiently insured.

Conclusion

Owner Finance Academy’s training program and generous mentoring made the difference for a single mother who had few prospects for owning a home or earning a substantial income. Many real estate investment training programs involve a weekend seminar and some materials to take home. Attendees come out woefully unprepared and struggle alone to make a career out of real estate investing. Many give up and swallow the hard nugget of knowledge that they wasted their money and must scrap their dreams.

In contrast, OFA graduates receive continued support and guidance long after their initial course ends. Some, like Margarita, go on to become partners with OFA’s Partnership Path Training.

OFA’s training does not make false promises about how easy real estate investing is or take a “get rich quick” approach. Program graduates like Margarita, who are willing to listen, invest substantial effort and adhere to OFA’s core values of honesty, integrity, transparency — and unrelenting demand that everyone benefits from every transaction — will succeed.